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Torts, Negligence and Legal Liability

Total Credits: 3 including 3 CE Credit

Average Rating:
Big “I” Basics and Beyond |  Professional Development |  Professional Development - Agency Management
3 hrs
Product Setting: Expires 30 day(s) after program date.



Coverage Part A of the commercial general liability (CGL) policy begins: “We will pay those sums that the insured becomes legally obligated to pay as damages because of ‘bodily injury’ or ‘property damage’ to which this insurance applies.” Somewhat similar wording is found in the business auto policy, and most “general” liability coverage. These policies extend coverage when the insured is “legally liable” for specific injury or damage. But what is legal liability and how does the insured become legally liable?


Legal liability is imposed by statute or the courts on the person or entity responsible for causing financial injury or damage to another “person.” Legal liability can arise from intentional acts, unintentional acts or contracts (express or implied). In this class we:

  • Define and differentiate between “public wrongs” and “private wrongs”
  • Introduce the various types of “Torts”
  • Detail the concept of “Negligence”
  • Define “damages”
  • Break down causation and ultimate liability
  • Introduce several common and unique legal theories related to degrees of negligence


Course Materials


Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS's Profile

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS Related Seminars and Products

Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS, joined the insurance industry in 1990. He is the Executive Director of the Independent Insurance Agents and Brokers of America (Big "I") Virtual University. His current duties involve researching, writing, and teaching property and casualty insurance coverages and concepts to Big "I" members and others in the insurance industry.

During his career, Boggs has authored more than 300 insurance and risk management-related articles on a wide range of topics as diverse as Credit Default Swaps, the MCS-90, and enterprise risk management. In addition to this, Boggs has written 13 insurance and risk management books:

  • "The Insurance Professional's Practical Guide to Workers' Compensation: From History through Audit," now in its second edition;
  • "Business Income Insurance Demystified: The Simplified Guide to Time Element Coverages," now in its third edition;
  • "Property and Casualty Insurance Concepts Simplified: The Ultimate 'How to' Insurance Guide for Agents, Brokers, Underwriters and Adjusters;"
  • "Wow! I Never Knew That! 12 of the Most Misunderstood and Misused P&C Coverages, Concepts and Exclusions;"
  • "Insurance, Risk & Risk Management! The Insurance Professional's Guide to Risk Management and Insurance;"
  • "Workers' Compensation: How You Can Effectively Answer Your Clients 12 Most Commonly Asked Questions;"
  • "Glossary of Insurance Terms;"
  • "Choosing the Best Risk Financing Option;"
  • "Writing Property and Liability Coverage for Condos;"
  • "The Truth about Enterprise Risk Management;"
  • "The Experience Mod Worksheet;"
  • "What has ISO Done to us Now?" and
  • "Cancellations, Non-Renewals & Conditional Renewals: THE Insurance Professional's Guide to Statutory Insurance Carrier Notification Requirements for All 50 States!"

Boggs is a regular speaker at industry events, speaking for groups such as the National Association of Mutual Insurance Companies (NAMIC), the National Society of Insurance Premium Auditors (NSIPA), the American Association of Managing General Agents (AAMGA), the Institute of Work Comp Professionals (IWCP), and the CPCU Society.

A graduate of Liberty University with a bachelor's degree in Journalism, Boggs' background includes work as a risk management consultant, loss control representative, producer, claims manager, and quality assurance specialist


Thu, Jul 25, 2024 - 01:00pm to 03:48pm EDT
Thu, Aug 08, 2024 - 03:00pm to 05:48pm EDT
Tue, Aug 20, 2024 - 09:00am to 11:48am EDT
Tue, Sep 10, 2024 - 11:00am to 01:48pm EDT
Fri, Sep 20, 2024 - 01:00pm to 03:48pm EDT
Mon, Oct 14, 2024 - 03:00pm to 05:48pm EDT
Wed, Oct 30, 2024 - 09:00am to 11:48am EDT
Wed, Nov 06, 2024 - 11:00am to 01:48pm EST
Tue, Nov 19, 2024 - 01:00pm to 03:48pm EST
Fri, Dec 13, 2024 - 03:00pm to 05:48pm EST
Mon, Dec 23, 2024 - 09:00am to 11:48am EST



Overall:      4.9

Total Reviews: 51