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To Be or Not to AirBnb - Sharing Exposures and Insurance

Total Credits: 2 including 2 CE Credit

Average Rating:
Commercial Lines |  Personal Lines |  MLIS Designation Update Qualified
J. Stuart Powell Jr., MA, CPCU, CIC, CLU, ChFC, ARM, AMIM, AAI, ARe, CRIS
Course Levels:
2 Hours
Product Setting: Expires 30 day(s) after program date.



This course addresses aspects of the emerging sharing economy’s use of personal autos and homes.  It provides a discussion of the nature of these exposures and how Personal Auto policies and Homeowners policies respond.  There is also a brief discussion of the impact these exposures can have on the Business Auto policies.

Type of Course: Property & Casualty

Basic Course Information

Learning Objectives
  • Discuss the Emergence of the Sharing Economy
  • Understand the insurance applications of Auto Sharing 
  • Understand the insurance applications of Home Sharing

Major Subjects
  • The Sharing Economy
  • Auto Sharing
  • Home Sharing

Course Materials


J. Stuart Powell Jr., MA, CPCU, CIC, CLU, ChFC, ARM, AMIM, AAI, ARe, CRIS's Profile

J. Stuart Powell Jr., MA, CPCU, CIC, CLU, ChFC, ARM, AMIM, AAI, ARe, CRIS Related Seminars and Products

Stuart has been personally involved in the insurance business for over 40 years. He joined the staff of IIANC as Director of Education in 1995.  In 2004, Stuart became Vice President of Insurance Operations and Technical Affairs for IIANC.  In 2014, he served briefly as Interim CEO of the Independent Insurance Agents of North Carolina, Inc., IIANC Member Services, Inc., and the North Carolina Association of Insurance Agents, Inc.  As VP of Insurance Operations, he managed the designated insurance agency for the State of North Carolina placing all coverages which the State does not self-insure, was the administrator of the IIANC Errors and Omissions Insurance program of agents and managed the insurance benefits operations for members of the Association.

Stuart continues to teach, write, is a frequent speaker on insurance matters and is a technical resource for 700+ agencies and 7,000+ agents that are members of IIANC. In 2016, Powell retired from IIANC and became an Executive in Residence in the Walker College of Business at Appalachian State University where he taught courses to Risk Management and Insurance majors for a year. In 2017, Powell semi-retired and is doing independent insurance and risk management consulting and serving as an expert witness on matters of insurance coverages and insurance agents standards of care. 

Stuart began his insurance career working in The Powell Agency, Inc. of Reidsville, NC, a family agency whose roots can be traced back to the 1890’s.  He has been a frequent instructor of insurance courses.  Stuart is on the National Faculty for the Society of Certified Insurance Counselors (CIC).  He has taught in various CIC Institutes and Graduate Seminars.  He is the author of numerous articles on insurance and related matters.  He is also a past president of the Piedmont North Carolina Chapter and a past board member of the Eastern North Carolina Chapter of the Society of CPCU.  Stuart served on the National Producer Advisory Council for Commercial Union Insurance Company from 1979-1981.  In 1991, he received the IIANC Ernest F. Young Education Award.  

In 2014, IIANC endowed a scholarship in Insurance and Risk Management at East Carolina University in Stuart’s name.  Stuart was a member of the Brantley Center for Risk and Insurance Advisory Board at Appalachian State University.  He also serves on the Chairman’s Advisory Committee for the North Carolina Industrial Commission and is a member of the Board of Directors for the North Carolina Community College Foundation, Inc. In 2016, Stuart was awarded the Order of the Long Leaf Pine by Governor Pat McCrory. 

Stuart graduated from Catawba College in Salisbury, NC with a Bachelor of Arts in Religion and Philosophy. He received a Master of Arts degree from Wake Forest University in Winston-Salem, NC where he was the recipient of a Graduate Scholarship and Fellowship.  Stuart is married with two children and four grandchildren.  His current hobbies include sailing, fly fishing, and studying classical languages.


Tue, Jul 30, 2024 - 11:00am to 12:55pm EDT
Fri, Aug 02, 2024 - 01:00pm to 02:55pm EDT
Thu, Aug 15, 2024 - 09:00am to 10:55am EDT
Thu, Sep 05, 2024 - 11:00am to 12:55pm EDT
Tue, Sep 17, 2024 - 01:00pm to 02:55pm EDT
Tue, Oct 08, 2024 - 09:00am to 10:55am EDT
Thu, Oct 24, 2024 - 11:00am to 12:55pm EDT
Fri, Nov 01, 2024 - 01:00pm to 02:55pm EDT
Mon, Nov 18, 2024 - 09:00am to 10:55am EST
Mon, Dec 09, 2024 - 11:00am to 12:55pm EST
Tue, Dec 24, 2024 - 01:00pm to 02:55pm EST

State Specific Details

Basic Course Information

Designed For

Personal or Commercial lines

Promo Video



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