Indemnitees vs. Additional Insureds: What’s the Difference?

Many commercial clients sign contracts which contain both indemnity agreements and additional insured requirements.  Though these provisions are contained in the same contract, they serve different purposes.  The purpose of this course is to discuss the difference between indemnitees and additional insureds and how they may or may not be covered by insurance.   

Basic Course Information

• Types of indemnity agreements
• What is and is not an "insured contract"
• What are problems created by adding additional insureds
• Why is the edition date of an additional insured endorsement important  

• Describe what an indemnitee is
• Explain contractual liability and insurance coverage for the exposure
• Look at the enforceability of contract requirements
• Review various endorsements used to provide additional insured status